The Company aims to maintain a growth rate of 20% annually from 2024 to 2026

or equivalent to a credit portfolio of million baht


The Company has a goal to expand its branches by an average of 600 branches per year

until reaching a total of branches by the year 2026


The Company will achieve the highest amount of loans per employee comparing to others in the same industry


The Company will focus on the monitoring and debt management using MTC Model as a tool.


The Company will provide service excellence for the highest customer satisfaction.

Business Overview

Muangthai Capital Public Company Limited and its subsidiary ("The Company") was founded by Mr. Chuchat Petaumpai and Mrs. Daonapa Petampai since 22 May 1992.

The company operates as a Non-Bank Financial Institution, providing mainly Vehicle Title Loan to retail customers (Microfinance) under a Personal Loan licensed by the Bank of Thailand. The eligible vehicles are registered motorcycle, car, pickup car, and tractors with the Land Transportation Department. In additions, the company has extended its product line to cover Land Title Loan and Nano Finance Loan in order to better response to customer’s needs. Moreover, the company also operates as an insurance agent selling the Compulsory Third Party Insurance to the customers and interested people.

Shareholding Structure of the Group

as of 31 December 2022
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Our Businesses

Strengths and Strategies

The company focuses on growth by expanding the customer base through the expansion of branches to cover all areas in the country. The ultimate goal is to help improving financial inclusion of those unable to access funding from commercial banks by being their alternative funding sources with fair and transparent financial costs. The company believes that distributing financial access to the people will help reduce financial inequality in the country which is the cornerstone of a sustainable economic system.

Total Employee Staffs
Total Branches Branches
With a plan to expand Branches by the end of 2023.

and continues to focus on expanding our service channel to cover all regions in Thailand from provinces to districts, districts to sub-districts

Comparison of population vs number of branches by region in 3Q2023 Total 7,365 branches 66 million people

As of the end of 3Q2023.

Company's History and Milestones of Success

More than

30 Years of MTC

At the beginning, the Company had the registered capital with the total of 2 million baht, and its operations are to offer hire purchase loans to all brand new and used motorcycles through its dealers in Phisanulok and other provinces in the lower northern region, such as Sukhothai, Kamphaeng Phet, Pichit, and so on. The target customers were people with daily or monthly regular incomes, agriculturists, and self-employed individuals. After that, the Company extended its product lines by offering a vehicle title loan to a customer with complete payment of his or her loan amount. In addition, the Company further extended its product lines by introducing an automobile title loan and an agricultural vehicle title loan to serve different groups of customers. In 2001, The company was renamed Muangthai Leasing Company Limited on 28 August, 2001; moreover, the Company discontinued the hire purchase loan, due to a highly-competitive market in which many motorcycle manufacturers and dealers started offering the hire purchase loan for their own customers.



As the Company's main target customers are local people in different regions, building healthy relationships with customers is a key success as stated the company's slogan, "Intimate services like closed family members." With this practice, the Company has built on trust with customers, and the Company has continually expanded its branches to cover more service areas throughout the country in order to support the business growth. As of 30 September 2023, the Company had 7,365 branches throughout the country.​