Operating Performance
View by :
Total Revenue
Unit: million baht
Revenue Structure
Unit: %
2021 2022 2023 2024 1Q/2025
Types of Income
Total interest and fee income from loan receivables 15,195 19,199 23,500 26,956 7,058
Fee and services income1) 769 792 921 781 142
Other income 2) 55 77 104 165 42
Total income 16,019 20,068 24,525 27,902 7,242

Remark :

1) Fee & Service Income consisted of loan processing fee, penalty and collection fee, brokerage fee for MTLI’s policy selling.

2) Other Income consisted of fee of information service fee from insurance companies, fee collected from MTLI, profit from assets sold, foreclosure fees, etc.

View by :
Services and Administrative Expenses
Unit: million baht, %
Net Profit
Unit: million baht
2021 2022 2023 2024 1Q/2025
Net Profit 4,945 5,093 4,906 5,867 1,571
SG&A 6,961 8,069 9,702 10,790 2,829
Cost to Income (%) 50.11 46.76 46.94 47.41 48.84
Loan Receivables Quality
Loan Receivables and Number of branch
Unit: million baht, %, branch
Loan Receivables Classification
Unit: %
Allowance for Expected Credit Loss
Unit: million baht, %
Asset Quality Ratio
Unit: %
Unit : million baht
2021 2022 2023 2024 1Q/2025
Financial Data
Assets 98,389.84 128,066.20 150,155.94 170,846.05 173,703.99
Liabilities 73,521.34 98,975.60 118,239.15 133,892.88 135,203.13
Equity 24,868.50 29,090.60 31,916.80 36,953.17 38,500.85
Paid-up Capital 2,120.00 2,120.00 2,120.00 2,120.00 2,120.00
Revenue 16,018.74 20,068.49 24,526.18 27,902.28 7,242.38
Net Profit 4,944.55 5,093.09 4,906.47 5,867.31 1,571.22
EPS (baht) 2.33 2.40 2.31 2.77 0.74
Financial Ratios
ROA(%) 9.49 8.10 7.18 7.77 7.97
ROE(%) 21.71 18.88 16.08 17.04 16.85
Net Profit Margin(%) 30.87 25.38 20.01 21.03 21.69