MTC Reports Q1/2025 Results: Loan Portfolio Grows 13.5%, Reinforces Commitment to Delivering World-Class Financial Services.

Muangthai Capital Public Company Limited (MTC) announced its Q1/2025 results with a 13.5% year-on-year growth in loan portfolio and a net profit of 1,571 million Baht, up 13.1% from the same period last year. The company maintained its non-performing loan (NPL) ratio at 2.69%. Mr. Parithad Petampai, Deputy Managing Director, expressed confidence in meeting the 2025 loan growth target and reaffirmed MTC’s commitment to delivering world-class financial services that promote inclusive and equitable access to funding, while generating long-term positive economic impact for Thai society.

Mr. Parithad Petampai, Deputy Managing Director of Muangthai Capital Public Company Limited (MTC), stated that despite economic challenges in 2025, including U.S. trade tariff hikes and global economic uncertainties, MTC remains confident in its growth strategy. With a nationwide branch network of over 8,303 locations as of the end of Q1/2025 and ongoing investment in customer-centric technology, the company continues to support small entrepreneurs with fair interest rates, enabling them to grow sustainably through all economic cycles.

As a result, MTC’s total loan portfolio reached 167,560 million Baht in Q1/2025, marking a 13.5% year-on-year increase. Total revenue stood at 7,242 million Baht, up 9.21%, while net profit rose to 1,571 million Baht, a 13.1% increase compared to the same period last year. The company has set a full-year loan portfolio growth target of 10–15%, with a goal of maintaining the non-performing loan (NPL) ratio below 2.70%

At the same time, the Company continues to operate with a strong commitment to good governance, enhancing its end-to-end lending processes to build trust and confidence among customers, investors, and all stakeholders. This dedication has earned MTC a “5-star” excellent corporate governance rating for seven consecutive years, alongside an AAA ESG Rating from the Stock Exchange of Thailand and an AA rating from the MSCI ESG Index. Additionally, the Company has been assigned a National Long-Term Rating of A-(tha) by Fitch Ratings, reaffirming its position as a leader in world-class Thai microfinance.

The Company has also partnered with leading global financial institutions such as The International Finance Corporation (IFC), The Japan International Cooperation Agency (JICA), KfW DEG. Looking ahead, MTC remains open to collaborating with top-tier funding sources both domestically and internationally to enhance customers’ business potential, support grassroots economic growth, improve community well-being, promote environmental sustainability, and serve as a trusted financial partner committed to growing alongside Thai society in a sustainable way.