Message from the Chairman of Board of Directors

(Adm. Apichart Pengsritong)

Chairman of the Board of Directors

Muang Thai Capital Public Company Limited has been listed on the Stock Exchange of Thailand for more than 7 years. The company has achieved continuous and satisfactory operating performance, In 2021 has a loan portfolio of 91,812 million baht, growing 29.37% compared to 2020 and having a total net profit of 4,945 million baht.

In 2021, the company will continue to focus on expanding its services to cover all areas. As well as expanding various business channels. In addition, to the determination to conduct business professionally that leads the company to continue to grow. The Board of Directors also focuses on business operations aimed at sustainable growth. By adhering to the principles of management under the principles of good corporate governance, morality, ethics, transparency, social and environmental responsibility. With the believes that good corporate governance will create added value. This also provides long-term confidence and confidence to shareholders, investors and all stakeholders of the Company. In addition, the risks associated with corruption are also assessed within the company. Including the anti-corruption policy and business ethics policy. Also, reviewing important policies that are relevant to be used by personnel at all levels in the company. as it is a part of good business practice. In addition, to provide a manual and business operation guideline for the executives and employees have taken it as common practice as well as giving importance to the development of employees to be knowledgeable and capable to grow together. This leads the company to be a stable and sustainable organization.

On behalf of the Board of Directors, I would like to thank you, shareholders, customers, as well as all stakeholders for the trust and always support the Company. Also, thanks to the management team, all employees who strive and dedicate to perform their work to the fullest potential to achieve the goal of both revenue growth, branch expansion and to the best customer service. Including helping to develop and create sustainability for the company in the future.

I would like to assure you that I and all of the Board of Directors are committed to conducting business with economic, social and environmental responsibility. Including supervising the management of the company to be successful in accordance with the planned strategic plan. based on virtue honesty and transparency in the business operations. Including strictly adhering to the principles of corporate governance. In addition, to maintain the leadership to be the number one in the vehicle title loan business. I am very confident that Muang Thai Capital Public Company Limited and subsidiaries will grow continuously and sustainably.